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    Re: Woman Disappears 1st Day of Mold Trial~Detroit

    Posted by Sharon on 2/05/10

    John Codie,

    That was VERY WELL written and true. You are absolutely right.
    People who find themselves in a position of possibly having to
    litigate against their insurers to be made financial whole;
    need to go into the matter with eyes fully opened of what that
    really means to one's life.

    It is not a matter of avoiding litigation at ALL costs, but it
    IS a matter of understanding the "costs" of years of litigation
    when making the decision.

    We tried to settle ours without litigating for nearly a year.
    But then our insurer sued us in a declaratory relief action for
    not accepting $30K for making house unlivable. We had no
    choice but to countersue them, the remediator and the insurer's
    lab that falsely cleared the house after the botched

    Let's hope this woman turns up okay. I have ABSOLUTELY NOTHING
    to base this thought on, but it would seem logical to me that
    if there was a divorce in the past couple of years; perhaps
    there is something this woman was dreading be discussed on the
    witness stand to be rehashed in front of her children. No
    doubt, they have already suffered enough. And no doubt, the
    insurer would have made them suffer through it.


    On 2/05/10, johncodie wrote:
    > On 2/05/10, Sharon wrote:
    >> This is an odd one:
    > Indeed touching.
    > Due to the emotional strain on the family group, a large
    > percentages of families that go into litigation ending the
    > marriage. That is one of the reasons I've recommended to
    > walk outside and take a long breath of fresh air before
    > committing the family to what will be a huge committment of
    > time and resources without any short term financial success.
    > We survived six years, and no amount of money will replace
    > those critial years of childrens assurance of a home. Its
    > not so much of the exposure of mold toxins, but the enormous
    > amounts of effort the insured has to endure with
    > documentation, and self remidiation, that I believe the
    > insurance industry use to divide and conqure. The have all
    > your financial records, and can monitor, your actions, and
    > the results of their denials. It should be illegal but its
    > not. At most they are guilty of breach of contract.
    > It is very hard to go from success and a life style that we
    > feel comfortable in, to fighting for your financial last
    > dollar, and emotional security, to have to go back into
    > litigation after years only to have that re-lived. The
    > industry is masters at divide and degrade.
    > Personalities split, double lives can begin, and sometimes
    > you just want to get on a bus to now where without any
    > documentation. Just disapear. Begin a new life.
    > We just pray Joann Matouk Romain has been rescued and has
    > the time to regroup, and refocus, and rebuild, and let those
    > who know and love her what she needs to be made whole again.

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