Re: Insurance Adjuster leaves us in black mold

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Hi Mary,

I am so sorry to hear you are going thru this. If I were in
your situation, I would join at Yahoo group
called "Sickbuildings". The group has over 2500 members who
have "been there, done that". I feel certain that this group
could help point you in the right direction to help you
understand your rights as a tenant in a moldy habitat and the
insurers duty to the landlord, aka their insured; and their
duty to you to protect your health and safety. Just
search "Yahoo Groups Sickbuildings" to figure out how to
join.

Best of success to you.

Sharon Kramer

On 11/03/10, Mary Jensen wrote:
> Sears sold two female senior citizens a water and ice
> maker frig 5 yrs ago. My mother now 87 yr old. The cheap
> plastic tube burst as they do. The cheap plastic is known
> to burst. Sears never informed us of the problem or told
> us to get copper pipes.
>
> The hose burst dumping over 1,000 gallons of water within
> 20 hrs. into the basement bedrooms. Farmers insurance
> adjusters did not inform us we now had a black mold
> growing as it took them 4 days to appraise. They cut a
> piece of carpet out of the 2nd flooded bedroom to anylyze.
> Told me they would pay for new carpet and pad. But they
> allowed $3.56 to remove moldy carpet, $3. for new carpet
> pad, $50. on carpeting. The black mold was growing right
> by the door. Never informed me. Could not find people to
> remove black mold carpet. Someone from Farmers called a
> disaster team. Told them I was to go into the mold room to
> remove contents as they had paid the property owner $60.00
> to do this. The same adjuster also paid $80. to launder
> clothes telling me to wash them for the property owner he
> lives out of town). I was already sick by this time. A
> handy man was helping me. He kept insisting moisture was
> behind the wall. Adjuster ignored him. Handy man came back
> with a meter after the adjusters left moisture was behind
> the wall. Everyone in the house got sick. Black mold is
> dangerous ifeel violated.