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Re: USA v. STATE FARM? Re: Class action against State Farm i
Posted by Mary on 2/25/05

    Scary:

    Well, I've been called a lot of things, but never monotone. That is
    really harsh.

    Mary

    On 2/25/05, Scary Mary...with the limited "Cowboy" Vocabulary... wrote:
    > Oh... And yes we are out there...plenty of Bad Faith against the
    > despicable "Bad Neighbor"... No big news to anyone... Hello!
    > Campbell v. State Farm...What goes around comes around...So get
    > ready... Oh I get it now...you actually LIVE at the State
    Farm...and shovel
    > their manure! Hope they don't steal your 401K...it seems the
    industry
    > already has bought your soul....
    > BTW:
    > We will not only get your lunch, but your dinner and
    desert...You're gong
    > down on a the sinking, soggy ship...May it be filled with mold
    just for
    > you...A little dose may just enlighten your trite, dreary,
    arrogant monotone
    > messages... Take your Bad Karma back to the Farm! Please!
    >
    >
    > On 2/24/05, Mary wrote:
    >> Yes, it looks like they are lining up for this one. Look at the
    >> respone. Yes, a class is formed. Go get'em cowboy.
    >>
    >> mary
    >>
    >> On 2/16/05, JD wrote:
    >>> How about USA v. STATE FARM? Anyone? I'm ready!
    >>> How about a federal class action against State Farm
    >>> for FALSE advertising that they are the "Good Neighbor" and are
    >>> "There"?
    >>>
    >>> Let's go for the jugular, folks, and while we're at it, go
    >> after all State
    >>> Farm's sleazy defense attorneys...The ones who over-bill (a
    >> felony)
    >>> and generate necessary fees (grounds for disbarrment) by doing
    >>> ridiculous amounts of paperwork, and drowning plaintiffs in
    >>> demands. That is, until State Farm's "ever so slow to catch on
    >>> adjusters" catch onto the their games and fire the incompetent
    >>> attorneys, or demand that they settle a case that should have
    >> been
    >>> settled from Day #1!
    >>>
    >>> Talk about "Tort Reform"? HA! Let's talk about sponsoring a
    >> House
    >>> Bill for "State Farm Insurance Defense Attorney Reform"... Oh,
    >> but
    >>> wait, isn't it true that 79&37; of STATE FARM'S "Slush fund"
    >> charitable
    >>> contributions go DIRECTLY to othe REPUBLICAN PARTY?
    >>>
    >>> Just like a Bad Neighbor--
    >>> STATE FARM IS NOT THERE..THEY JUST DON'T CARE!
    >>>
    >>> VERY SINCERELY,
    >>>
    >>> JD
    >>>
    >>>
    >>> On 10/27/04, Greg Weatherman wrote:
    >>>> To anyone interested,
    >>>>
    >>>> I am looking for anyone in central Florida who feels they
    >>>> have gotten the run-around by insurance adjusters.
    >>>>
    >>>> I have recently been working in central Florida in the
    >>>> huricane ravaged areas. I have tested homes and found
    >>>> unacceptable moisture content levels (0.7 Aw or higher)in
    >>>> gypsum board above the 4 foot line. We have been told by
    >>>> every State Farm insurance adjuster they will only cover 4
    >>>> feet of wallboard removal - even though the water sat in
    >>>> the house for several days to a week.
    >>>>
    >>>> One adjuster claimed FEMA mandated the 4 foot level for
    >>>> coverage under the National Flood Insurance Program
    >>>> (NFIP). We have made calls to FEMA and found this to be a
    >>>> complete fabrication. A State Farm adjuster even admitted
    >>>> this fact to several witnesses when we put them on the spot
    >>>> at a later date.
    >>>>
    >>>> State Farm adjusters are saying their is no coverage for
    >>>> mold even though FEMA's website says otherwise. The truly
    >>>> sad part is the knowledge gained from North Carolina after
    >>>> they were hit by 2 hurricanes in one year is public
    >>>> knowledge. One of my partners is a former independent
    >>>> ajduster. He indicates the adjusters of today are poorly
    >>>> trained and told the canned response when they are dealing
    >>>> with a catastrophic event like a hurricane. From what I've
    >>>> seen, he is right on mark. They can't even read a simple
    >>>> document for the amount of coverage for additional living
    >>>> expenses (ALE).
    >>>>
    >>>> What the homeonwers don't know is the part that is a kick
    >>>> in the pants:
    >>>>
    >>>> If an adjuster lowballs the the cost to fix covered
    >>>> damages, the structure will not be done right. If the
    >>>> structure is not done right, you can't sell the property.
    >>>> You will now have an economic loss since you will be forced
    >>>> to sell at a lower price or no sell at all.
    >>>>
    >>>> You might buy one of these home and find it moldy. Your
    >>>> insurance will not cover any pre-existing problems while
    >>>> you go belly-up.
    >>>>
    >>>> More than one resident in Port Orange FL have publically
    >>>> complained at a town hall meeting about the behaviour or
    >>>> State Farm and Allstate. The mayor has told the residents
    >>>> to go after them for bad faith if they are lowballing the
    >>>> jobs. The mayor is a general contractor and understands
    >>>> the dilemna.
    >>>>
    >>>> Even worse, their are firms who are engaging in remediation
    >>>> according to their own scope of work. These firms do not
    >>>> have professional insurance. Usually CGL policies do not
    >>>> cover professional acts. This means a homeowner has no one
    >>>> to pursue if the job is botched and the house left moldy. I
    >>>> find it ironic an insurance company like State Farm allows
    >>>> contractors to engage in activities that put the policy
    >>>> holders in economic and/or finacial risk due to insurance
    >>>> coverage issues.
    >>>>
    >>>> Regards,
    >>>>
    >>>> Greg Weatherman
    >>>> aerobioLogical Solutions Inc.
    >>>> Arlington VA 22202
    >>>>
    >>>> gw@aerobiological.com
    >>>>


     
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