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Re: USA v. STATE FARM? Re: Class action against State Farm i
Posted by v on 2/27/05

    Mary: You are not scary. Maybe
    airy or hairy ifin you dont shave
    your legs. What is scary are the
    good neighbor and the good hands
    folk. How many more Enrons before
    this turns into a horror show.
    Tort caps, mandatory insurance.
    BAAAH HUMBUG!!!!!!!!!!

    On 2/25/05, Mary wrote:
    > Scary:
    >
    > Well, I've been called a lot of
    things, but never monotone. That is
    > really harsh.
    >
    > Mary
    >
    > On 2/25/05, Scary Mary...with the
    limited "Cowboy" Vocabulary...
    wrote:
    >> Oh... And yes we are out
    there...plenty of Bad Faith against
    the
    >> despicable "Bad Neighbor"... No
    big news to anyone... Hello!
    >> Campbell v. State Farm...What
    goes around comes around...So get
    >> ready... Oh I get it now...you
    actually LIVE at the State
    > Farm...and shovel
    >> their manure! Hope they don't
    steal your 401K...it seems the
    > industry
    >> already has bought your soul....
    >> BTW:
    >> We will not only get your lunch,
    but your dinner and
    > desert...You're gong
    >> down on a the sinking, soggy
    ship...May it be filled with mold
    > just for
    >> you...A little dose may just
    enlighten your trite, dreary,
    > arrogant monotone
    >> messages... Take your Bad Karma
    back to the Farm! Please!
    >>
    >>
    >> On 2/24/05, Mary wrote:
    >>> Yes, it looks like they are
    lining up for this one. Look at the
    >>> respone. Yes, a class is
    formed. Go get'em cowboy.
    >>>
    >>> mary
    >>>
    >>> On 2/16/05, JD wrote:
    >>>> How about USA v. STATE FARM?
    Anyone? I'm ready!
    >>>> How about a federal class
    action against State Farm
    >>>> for FALSE advertising that
    they are the "Good Neighbor" and
    are
    >>>> "There"?
    >>>>
    >>>> Let's go for the jugular,
    folks, and while we're at it, go
    >>> after all State
    >>>> Farm's sleazy defense
    attorneys...The ones who over-bill
    (a
    >>> felony)
    >>>> and generate necessary fees
    (grounds for disbarrment) by doing
    >>>> ridiculous amounts of
    paperwork, and drowning plaintiffs
    in
    >>>> demands. That is, until State
    Farm's "ever so slow to catch on
    >>>> adjusters" catch onto the
    their games and fire the
    incompetent
    >>>> attorneys, or demand that they
    settle a case that should have
    >>> been
    >>>> settled from Day #1!
    >>>>
    >>>> Talk about "Tort Reform"?
    HA! Let's talk about sponsoring a
    >>> House
    >>>> Bill for "State Farm Insurance
    Defense Attorney Reform"... Oh,
    >>> but
    >>>> wait, isn't it true that
    79&37; of STATE FARM'S "Slush fund"
    >>> charitable
    >>>> contributions go DIRECTLY to
    othe REPUBLICAN PARTY?
    >>>>
    >>>> Just like a Bad Neighbor--
    >>>> STATE FARM IS NOT THERE..THEY
    JUST DON'T CARE!
    >>>>
    >>>> VERY SINCERELY,
    >>>>
    >>>> JD
    >>>>
    >>>>
    >>>> On 10/27/04, Greg Weatherman
    wrote:
    >>>>> To anyone interested,
    >>>>>
    >>>>> I am looking for anyone in
    central Florida who feels they
    >>>>> have gotten the run-around by
    insurance adjusters.
    >>>>>
    >>>>> I have recently been working
    in central Florida in the
    >>>>> huricane ravaged areas. I
    have tested homes and found
    >>>>> unacceptable moisture content
    levels (0.7 Aw or higher)in
    >>>>> gypsum board above the 4 foot
    line. We have been told by
    >>>>> every State Farm insurance
    adjuster they will only cover 4
    >>>>> feet of wallboard removal -
    even though the water sat in
    >>>>> the house for several days to
    a week.
    >>>>>
    >>>>> One adjuster claimed FEMA
    mandated the 4 foot level for
    >>>>> coverage under the National
    Flood Insurance Program
    >>>>> (NFIP). We have made calls
    to FEMA and found this to be a
    >>>>> complete fabrication. A
    State Farm adjuster even admitted
    >>>>> this fact to several
    witnesses when we put them on the
    spot
    >>>>> at a later date.
    >>>>>
    >>>>> State Farm adjusters are
    saying their is no coverage for
    >>>>> mold even though FEMA's
    website says otherwise. The truly
    >>>>> sad part is the knowledge
    gained from North Carolina after
    >>>>> they were hit by 2 hurricanes
    in one year is public
    >>>>> knowledge. One of my
    partners is a former independent
    >>>>> ajduster. He indicates the
    adjusters of today are poorly
    >>>>> trained and told the canned
    response when they are dealing
    >>>>> with a catastrophic event
    like a hurricane. From what I've
    >>>>> seen, he is right on mark.
    They can't even read a simple
    >>>>> document for the amount of
    coverage for additional living
    >>>>> expenses (ALE).
    >>>>>
    >>>>> What the homeonwers don't
    know is the part that is a kick
    >>>>> in the pants:
    >>>>>
    >>>>> If an adjuster lowballs the
    the cost to fix covered
    >>>>> damages, the structure will
    not be done right. If the
    >>>>> structure is not done right,
    you can't sell the property.
    >>>>> You will now have an economic
    loss since you will be forced
    >>>>> to sell at a lower price or
    no sell at all.
    >>>>>
    >>>>> You might buy one of these
    home and find it moldy. Your
    >>>>> insurance will not cover any
    pre-existing problems while
    >>>>> you go belly-up.
    >>>>>
    >>>>> More than one resident in
    Port Orange FL have publically
    >>>>> complained at a town hall
    meeting about the behaviour or
    >>>>> State Farm and Allstate. The
    mayor has told the residents
    >>>>> to go after them for bad
    faith if they are lowballing the
    >>>>> jobs. The mayor is a general
    contractor and understands
    >>>>> the dilemna.
    >>>>>
    >>>>> Even worse, their are firms
    who are engaging in remediation
    >>>>> according to their own scope
    of work. These firms do not
    >>>>> have professional insurance.
    Usually CGL policies do not
    >>>>> cover professional acts.
    This means a homeowner has no one
    >>>>> to pursue if the job is
    botched and the house left moldy. I
    >>>>> find it ironic an insurance
    company like State Farm allows
    >>>>> contractors to engage in
    activities that put the policy
    >>>>> holders in economic and/or
    finacial risk due to insurance
    >>>>> coverage issues.
    >>>>>
    >>>>> Regards,
    >>>>>
    >>>>> Greg Weatherman
    >>>>> aerobioLogical Solutions Inc.
    >>>>> Arlington VA 22202
    >>>>>
    >>>>> gw@aerobiological.com
    >>>>>


     
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