Re: Class action against State Farm Insurance in Florida
Posted by Carol Sherwood on 3/20/06
You're not alone in your frustration with State Farm. They're
just as incompetent and/or deliberately stonewalling in New
York as your unfortunate experience has shown them to be in
Florida. We had a situation occur whereby our apartment in the
city had severe water damage due to the negligence of a
contractor. Water poured over our terraces and through our
apartment and down to apartments below. Three floors of a co
op damaged. The other apartments have had their claims handled
by their insurance company. We, unfortunately, have State Farm
and are still waiting for some kind of settlement - even though
they will get back these costs from the contractor's insurance
company! They have lowballed repair figures (never mind never
even addressed costs for alternative living expenses, damaged
furniture and goods etc.)to the extent that it would be
laughable if it weren't our lives. Their estimate of repair is
less than 1/4 that given by reputable contractors in the area.
They weren't even aware of lead paint abatement legislation
passed in the city! There are bad faith laws and we are now
going to be suing everybody involved. I wish you the best of
luck and wish your class action suit were nationwide. This
company needs to be exposed for the leaches they are in the
manner in which they take advantage of people who are already
stressed and vulnerable. The customer is their highest
priority - what a crock!
On 1/03/06, Dennis Merritt wrote:
> 1/03/06
>
> Dear Mr. Weatherman,
>
> I have a home in Orlando Florida that was hit by three
> hurricanes during the 04 hurricane season. I am still not
> back in my home.
>
> I will spare you the war story, but I will let you know I am
> very interested in a class action suit against State Farm.
>
> During my time fighting this company, I have come across
> very solid evidence of deliberate fraudulent business
> practices encouraged by management. State Farm vs Campbell
> is a great source of information.
>
> Recently, Senator Trent Lott filed suit against State Farm
> for fraudulent business practices. I think our cases are
> similar with respect to the fraudulent denial of legitimate
> claims by State Farm. It may be a good idea to call the
> Scruggs Katrina Group (866)404-6888 and let them know about
> your case.
>
> I have contacted the Scruggs Law Firm and let them know I
> would like to work together with Trent Lott to expose the
> fraudulent business practices of State Farm.
>
> I have been told by a former insurance executive that RICO
> statutes may well be applicable if enough people provide
> evidence.
>
> Best regards,
>
> Dennis Merritt
> Orlando, FL
>
>
>
> On 10/27/04, Greg Weatherman wrote:
>> To anyone interested,
>>
>> I am looking for anyone in central Florida who feels they
>> have gotten the run-around by insurance adjusters.
>>
>> I have recently been working in central Florida in the
>> huricane ravaged areas. I have tested homes and found
>> unacceptable moisture content levels (0.7 Aw or higher)in
>> gypsum board above the 4 foot line. We have been told by
>> every State Farm insurance adjuster they will only cover 4
>> feet of wallboard removal - even though the water sat in
>> the house for several days to a week.
>>
>> One adjuster claimed FEMA mandated the 4 foot level for
>> coverage under the National Flood Insurance Program
>> (NFIP). We have made calls to FEMA and found this to be a
>> complete fabrication. A State Farm adjuster even admitted
>> this fact to several witnesses when we put them on the
> spot
>> at a later date.
>>
>> State Farm adjusters are saying their is no coverage for
>> mold even though FEMA's website says otherwise. The truly
>> sad part is the knowledge gained from North Carolina after
>> they were hit by 2 hurricanes in one year is public
>> knowledge. One of my partners is a former independent
>> ajduster. He indicates the adjusters of today are poorly
>> trained and told the canned response when they are dealing
>> with a catastrophic event like a hurricane. From what
> I've
>> seen, he is right on mark. They can't even read a simple
>> document for the amount of coverage for additional living
>> expenses (ALE).
>>
>> What the homeonwers don't know is the part that is a kick
>> in the pants:
>>
>> If an adjuster lowballs the the cost to fix covered
>> damages, the structure will not be done right. If the
>> structure is not done right, you can't sell the property.
>> You will now have an economic loss since you will be
> forced
>> to sell at a lower price or no sell at all.
>>
>> You might buy one of these home and find it moldy. Your
>> insurance will not cover any pre-existing problems while
>> you go belly-up.
>>
>> More than one resident in Port Orange FL have publically
>> complained at a town hall meeting about the behaviour or
>> State Farm and Allstate. The mayor has told the residents
>> to go after them for bad faith if they are lowballing the
>> jobs. The mayor is a general contractor and understands
>> the dilemna.
>>
>> Even worse, their are firms who are engaging in
> remediation
>> according to their own scope of work. These firms do not
>> have professional insurance. Usually CGL policies do not
>> cover professional acts. This means a homeowner has no
> one
>> to pursue if the job is botched and the house left moldy.
> I
>> find it ironic an insurance company like State Farm allows
>> contractors to engage in activities that put the policy
>> holders in economic and/or finacial risk due to insurance
>> coverage issues.
>>
>> Regards,
>>
>> Greg Weatherman
>> aerobioLogical Solutions Inc.
>> Arlington VA 22202
>>
>> gw@aerobiological.com
>>
Posts on this thread, including this one
- Class action against State Farm Insurance in Florida, 10/27/04, by Greg Weatherman.
- Re: Class action against State Farm Insurance in Florida, 10/27/04, by ff.
- Re: Class action against State Farm Insurance in Florida, 10/27/04, by dd.
- Re: Class action against State Farm Insurance in Florida, 10/27/04, by Greg Weatherman.
- Re: Sharon, DD, I love being wrong..., 10/27/04, by ff.
- Re: Class action against State Farm Insurance in Florida, 11/25/04, by James.
- Re: Class action against State Farm Insurance in Florida, 2/04/05, by Cassadra Lamoureux.
- Re: USA v. STATE FARM? Re: Class action against State Farm in FL, 2/16/05, by JD.
- Re: USA v. STATE FARM? Re: Class action against State Farm i, 2/24/05, by Mary.
- Re: USA v. STATE FARM? Re: Class action against State Farm i, 2/25/05, by Scary Mary...with the limited "Cowboy" Vocabulary....
- Re: USA v. STATE FARM? Re: Class action against State Farm i, 2/25/05, by Mary.
- Re: USA v. STATE FARM? Re: Class action against State Farm i, 2/27/05, by v.
- Re: Class action against State Farm Insurance in Florida, 9/15/05, by janet.
- Re: Class action against State Farm Insurance in Florida, 1/03/06, by Dennis Merritt.
- Re: Class action against State Farm Insurance in Florida, 3/20/06, by Carol Sherwood.
- Re: Class action against State Farm Insurance in Florida, 4/10/06, by Jason.
- Re: Class action against State Farm Insurance in Florida, 11/21/06, by Steve B..
- Re: Class action against State Farm Insurance in Florida, 11/21/06, by Steve.
- Re: Class action against State Farm Insurance in Florida, 12/05/06, by Dennis Merritt.
- Re: Class action against State Farm Insurance in Florida, 12/06/06, by John Codie.
- Re: Class action against State Farm Insurance in Florida, 4/17/07, by Crista Perry.
- Re: Class action against State Farm Insurance in Florida, 3/10/08, by Brent Good.
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