Re: Class action against State Farm Insurance in Florida
Posted by Jason on 4/10/06
On 2/04/05, Cassadra Lamoureux wrote: > Our Home sustained damage due to Hurricane Charley, State > Farm paid for the leaks inside of our home (3 different > areas) as a result of the hurricane. We have Gravel and Tar > roof (not shingle) and we were bombarded by debris during > the storm from the forest behind us. > > Getting a roofing company to come out and give us an > estimate was difficult as I would schedule and then when > they found out it was a gravel tar roof, they didn't show > up?????? > > FINALLY in January 2005 after many of the roofs had been > repaired we got a roofing company to come out. They stated > that to adequately fix our roof it would require a re-roof. > Now, in December of 2003 we had our roof inspected by 3 > different companies who all stated that the roof looked > great and that 3 of the corners could use some repair. We > made those repairs and had no problems with the > roof......Until the hurricane. > > Like I said prior, State Farm paid for the repair of the > leaks that were inside the home. > > early this week (Febuary 2005) an adjuster (the 4th one that > had been assigned to us) FINALLY showed up with our roofer > when we were not present. In talking to the roofer, they > said it was a waste of their time because the woman...LINDA > spent less than 5 minutes on the roof, determined that it > was just "old" and denied all claim for a re-roof or repair > of the roof where the leaks are seeping in. How you could > fix the inside of the home and not the outside is obsurd!!! > > She had the audacity to tell me I had those leaks before the > hurricane.....I just didn't know about them and with all the > rain they just "showed up" She was very short with both the > roofer and myself and didn't want to hear anything anybody > had to say. > > How can our lives be in one misguided adjuster's hands???? > Why did we get thrown around to 4 different adjusters?? why > did they meet the roofer without letting me know and have > the opportunity to be present???? this is WRONG!!!! I have > plenty of friends (who also have state farm) who recieved > new roofs and they didn't even have leaks on the inside??? > How is that?? I legitimately have leaks on the inside of my > home that I cannot have fixed until the outside of the roof > is fixed. She denied everything including a repair!! > > I have found Mold on my children's pillows (in the room that > has the biggest leak) and NO HELP from them. State Farm now > says we need to go into mediation. WHy do we pay our > premium every single month? For this? The reason you get > insurance is so in the event of a catastrophy you can be > assured that you can take care of your property? the reason > we picked them over other insurance carriers is because of > the "reputation" Think twice people!! >>
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